Monthly Archives: February 2011

Ten Top Tips When Getting A Guarantor Loan

If you’re considering taking out a guarantor loan take a read of our ten top tips beforehand – always make sure you understand what you’re signing up to before applying. 1. Ensure that you have someone who is ready and … Continue reading

Posted in Borrowing Money | Tagged , , , , , , , , , , , , | 6 Comments

Disposable Income Drops To Record Low

Fears that consumers could start to rely more and more on their credit cards or short-term lending such as payday loans are abound following a recent report on disposable income carried out by Asda. The report suggested that families’ disposable income dropped by a … Continue reading

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Top Ten Money Saving Ideas

With the decline in the British economy, high inflation and growing unemployment, it is proving more and more important for many of us to look at ways to save money. Continue reading

Posted in Saving Money | Tagged , , , , , , | 1 Comment

Tighter Policies Lead To Cuts In Bank Lending

Bank lending on business and personal loans, mortgages and credit cards are due to be cut following a warning by Angela Knight, Chief Executive of the British Bankers’ Association (BBA). The BBA have announced this following the increasing costs being imposed on banks … Continue reading

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British Gambling On The Increase

British Gambling On The Increase, potentially leading to growing personal debt. Continue reading

Posted in Debt Management | Tagged , , , , , , , , , , , , | 17 Comments

Credit Card Surcharges Challenged By Consumer Group

Surcharges on credit cards and debit cards made by companies are faced with a “super complaint” launched against them by Consumer group, Which? The group is urging the Office of Fair Trading (OFT) to launch an investigation into these surcharges, stating that … Continue reading

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Free Debt Advisory Service Saved By Government Cash Injection

A £27 million cash injection by the British Government has enabled debt advisory services across the UK to continue to offer free debt management advice. Continue reading

Posted in Debt Management | Tagged , , , , , , , , , | 5 Comments

Newly weds faced with mounting debt

The Work and Pensions Secretary, Iain Duncan Smith, has warned that many couples planning weddings are likely to be faced with debt at the start of their lives together. Research has indicated that around 90% of people intend to marry … Continue reading

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Top Ten Ways Of Managing Personal Debt

With the UK being faced with rising unemployment and a flailing economy many people are finding themselves faced with spiralling debts. Check out our top ten methods for managing debt. Continue reading

Posted in Debt Management | Tagged , , , , , , , , , , , , | 10 Comments

Personal insolvencies hit record high in 2010

Consumers are being urged to watch credit card spending after a report by the Insolvency service revealed that a record 135,089 people were declared insolvent over 2010. The service states that the 0.7% increase on 2009′s figure came in spite of a … Continue reading

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